{
  "user": "Yasmine Ben Ali",
  "snapshot": "2026-10-18T09:41:00+01:00",
  "currency": "TND",
  "baseline": {
    "everyday_millimes": 8420450,
    "savings_millimes": 3200000,
    "total_millimes": 11620450
  },
  "transfer": {
    "recipient": "Mehdi Kchaou",
    "amount_millimes": 250000,
    "fee_millimes": 1000,
    "total_millimes": 251000,
    "available_after_millimes": 8169450,
    "reference": "DTB-T-181026-0142",
    "route": "Domestic bank transfer",
    "estimate": "1 business day"
  },
  "bill": {
    "biller": "STEG",
    "bill_millimes": 128500,
    "fee_millimes": 500,
    "total_millimes": 129000,
    "available_after_millimes": 8291450,
    "reference": "DTB-B-181026-0188",
    "customer_ref": "DEMO-48392017",
    "due": "2026-10-22"
  },
  "categories": {
    "Groceries": 352400,
    "Cafés and dining": 146500,
    "Transport": 210000,
    "Bills": 218000,
    "Digital services": 52000,
    "Other": 300000
  },
  "transactions": [
    [
      "Café Carthage",
      "18 Oct · Cafés and dining",
      8500,
      "Completed"
    ],
    [
      "Marché Ariana",
      "17 Oct · Groceries",
      82400,
      "Completed"
    ],
    [
      "Maison Tunis",
      "16 Oct · Other",
      42000,
      "Completed"
    ],
    [
      "Mosaic Music",
      "15 Oct · Digital services",
      17900,
      "Completed"
    ],
    [
      "Nahla Cloud",
      "15 Oct · Digital services",
      9100,
      "Completed"
    ],
    [
      "CinemaPlus",
      "15 Oct · Digital services",
      25000,
      "Completed"
    ],
    [
      "Carburant Tunis",
      "14 Oct · Transport",
      110000,
      "Completed"
    ],
    [
      "Table du Lac",
      "11 Oct · Cafés and dining",
      138000,
      "Completed"
    ],
    [
      "Épicerie du Lac",
      "08 Oct · Groceries",
      270000,
      "Completed"
    ],
    [
      "Atelier Nabeul",
      "07 Oct · Other",
      258000,
      "Completed"
    ],
    [
      "Internet Jasmin",
      "05 Oct · Bills",
      85000,
      "Completed"
    ],
    [
      "SONEDE",
      "04 Oct · Bills",
      39000,
      "Completed"
    ],
    [
      "Metro Tunis",
      "03 Oct · Transport",
      100000,
      "Completed"
    ],
    [
      "STEG",
      "01 Oct · Bills",
      94000,
      "Completed"
    ]
  ],
  "subscriptions": [
    [
      "Mosaic Music",
      17900
    ],
    [
      "Nahla Cloud",
      9100
    ],
    [
      "CinemaPlus",
      25000
    ]
  ],
  "scenario_rules": "Each walkthrough begins from baseline S0. Transfer and bill branches are independent. Pending reserves funds; confirmed failure has no debit. Success receipts show settlement. All merchant events, fees, balances and timing are fictional."
}